Why Is Health Insurance So Important?

Not only is health insurance needed to help with costs from accidents, serious illness, or emergency procedures, but also, having adequate health insurance can help you live a healthier, longer life. These policies cover preventive care, which helps you manage your health proactively.

What Is Indemnity Health Insurance?

Indemnity plans allow you to direct your own health care and visit any doctor or hospital you like. Our insurance then pays a set portion of your total charges. Indemnity plans are also referred to as “fee-for-service” plans.

What Is Term Life Insurance?

Term life insurance is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can renew for another term, convert to permanent coverage, or allow the policy to terminate.

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What Is Whole Life Insurance?

Whole life policies, a type of permanent insurance, combine life coverage with an investment fund. Here, you’re buying a policy that pays a stated, fixed amount on your death, and part of your premium goes toward building cash value.